Critical Illness Insurance
A Financial Lifeline in a Health Crisis
A diagnosis of a serious illness like cancer, a heart attack, or a stroke is life-altering, both emotionally and financially. Our Critical Illness policy provides a tax-free, lump-sum payment upon diagnosis of a covered condition. This immediate cash infusion is yours to use as you see fit, whether for specialized medical treatments, covering everyday living expenses, modifying your home for accessibility, or simply allowing you to focus on recovery without financial worry.
Common Question for Life Insurance
Life Insurance is protection against financial loss resulting from death. It is an insurance company’s promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums.
Although you may not think about it, your ability to earn an income is a significant asset and life insurance helps replace lost income in the event of your premature death.
It depends on your individual situation and on the nature and severity of the health issue. Additional medical information may be required and approval may be at a higher premium rate than a healthy person of the same age.
Yes, by submitting written request to the company. However, the changes can only take effect at policy anniversary date.