Individual Total Care Plan

This premium plan is designed for those who prioritize extensive, upfront coverage with minimal out-of-pocket costs at the point of care. The features of this plan are:

1. First-Dollar Coverage – Pays a basic benefit starting from the very first dollar of your covered medical expenses.

1. Preventative and Wellness Benefit – Encourages proactive health management with covered annual check-ups and screenings.
2. Favorable Co-payment – After the initial coverage, we share the cost with you at an 80/20% ratio (we pay 80%).
3. One-Time Corridor Deductible – You pay a single, annual deductible for certain major medical expenses before the high-limit coverage begins.
4. High Maximum Coverage – Provides substantial protection for major medical expenses up to the plan’s limit.
5. Annual Renewable – Your coverage is guaranteed to renew each year.